Choice Privileges Mastercard

Wells Fargo · WORLD ELITE MASTERCARD · annual fee $0

The Wallet Audit values statement credits at what a typical person actually captures rather than at their advertised ceiling, and gives each rewards currency a single honest cents-per-point figure.

Earn rates

• 5× Choice Hotels stays and Choice Privileges point purchases
• 3× Gas stations
• 3× Grocery stores
• 3× Home improvement stores
• 3× Phone plans
• 1× Everything else

No foreign transaction fee.

Purchase APR: 19.99%, 25.74%, or 28.74% (based on creditworthiness)

The verdict, the realistic credit values, the points valuation and the earn-rate breakdown are on the card's page. Open https://thewalletaudit.com/cards/wells-fargo-choice-privileges.