Discover it Student Chrome

Discover · annual fee $0

The Wallet Audit values statement credits at what a typical person actually captures rather than at their advertised ceiling, and gives each rewards currency a single honest cents-per-point figure.

Earn rates

• 2% Gas stations: first $1,000/quarter combined with restaurants, then 1%
• 2% Restaurants: first $1,000/quarter combined with gas stations, then 1%
• 1% Everything else

No foreign transaction fee.

Purchase APR: 16.49%, 19.49%, 23.49% or 25.49%, based on creditworthiness

The verdict, the realistic credit values, the points valuation and the earn-rate breakdown are on the card's page. Open https://thewalletaudit.com/cards/discover-it-student-chrome.