Citi · PROPRIETARY (Goodyear / Citi Retail Services, closed-loop, not Visa or Mastercard) · annual fee $0
The Wallet Audit values statement credits at what a typical person actually captures rather than at their advertised ceiling, and gives each rewards currency a single honest cents-per-point figure.
Purchase APR: Variable 16.99%-33.49%, or non-variable 22.36%-26.99%, based on offer
The verdict, the realistic credit values, the points valuation and the earn-rate breakdown are on the card's page. Open https://thewalletaudit.com/cards/citi-goodyear.