Exxon Mobil Smart Card+™ Credit Card

Citi · PROPRIETARY (Exxon Mobil / Citi Retail Services, closed-loop, not Visa or Mastercard) · annual fee $0

The Wallet Audit values statement credits at what a typical person actually captures rather than at their advertised ceiling, and gives each rewards currency a single honest cents-per-point figure.

Earn rates

• 12¢/gal Synergy Supreme+™ premium gasoline at Exxon & Mobil stations
• 10¢/gal Regular, mid-grade & diesel fuel at Exxon & Mobil stations
• 5% Convenience-store purchases at Exxon/Mobil (snacks, drinks, car washes): first $1,200/yr, then presumably 0%

No foreign transaction fee.

Purchase APR: 28.74%

The verdict, the realistic credit values, the points valuation and the earn-rate breakdown are on the card's page. Open https://thewalletaudit.com/cards/citi-exxonmobil-smart-card-plus.