My Best Buy® Visa® Card

Citi · VISA · annual fee $0

The Wallet Audit values statement credits at what a typical person actually captures rather than at their advertised ceiling, and gives each rewards currency a single honest cents-per-point figure.

Earn rates

• 5% Best Buy purchases (in-store & BestBuy.com): 6% for My Best Buy Elite Plus members
• 3% Gas stations
• 2% Restaurants, bars & grocery stores
• 1% All other purchases

No foreign transaction fee.

Purchase APR: Variable 14.24%-30.74%, or non-variable 9.00%-20.24%, based on creditworthiness

The verdict, the realistic credit values, the points valuation and the earn-rate breakdown are on the card's page. Open https://thewalletaudit.com/cards/citi-best-buy-visa.