Southwest® Rapid Rewards® Priority Credit Card

Chase · VISA SIGNATURE · annual fee $229

The Wallet Audit values statement credits at what a typical person actually captures rather than at their advertised ceiling, and gives each rewards currency a single honest cents-per-point figure.

Earn rates

• 4× Southwest purchases (flights, inflight, gift cards)
• 2× Gas stations, uncapped
• 2× Restaurants, uncapped
• 1× Everything else

Statement credits, at their advertised value

• Free Checked Bag, up to $140 a year
• Instacart+ Credit, up to $120 a year

Advertised total $260 a year. This page shows a realistic estimate for each of these instead, which is usually lower, plus sliders to set your own figures.

No foreign transaction fee.

Purchase APR: 19.24%-27.74%

The verdict, the realistic credit values, the points valuation and the earn-rate breakdown are on the card's page. Open https://thewalletaudit.com/cards/chase-southwest-rapid-rewards-priority.