Venture

Capital One · DISCOVER · annual fee $95

The Wallet Audit values statement credits at what a typical person actually captures rather than at their advertised ceiling, and gives each rewards currency a single honest cents-per-point figure.

Earn rates

• 5× Hotels, vacation rentals & rental cars, via Capital One Travel
• 5× Live entertainment, via Capital One Entertainment
• 2× Everything else, no categories

Statement credits, at their advertised value

• Global Entry / TSA PreCheck Credit, up to $120 a year
• Lifestyle Collection Experience Credit, up to $50 a year

Advertised total $170 a year. This page shows a realistic estimate for each of these instead, which is usually lower, plus sliders to set your own figures.

No foreign transaction fee.

Purchase APR: 19.49%, 24.49%, or 28.49%, based on creditworthiness

The verdict, the realistic credit values, the points valuation and the earn-rate breakdown are on the card's page. Open https://thewalletaudit.com/cards/capital-one-venture.