Premium Rewards Elite Credit Card

Bank of America · VISA INFINITE · annual fee $550

The Wallet Audit values statement credits at what a typical person actually captures rather than at their advertised ceiling, and gives each rewards currency a single honest cents-per-point figure.

Earn rates

• 2× Travel
• 2× Dining
• 1.5× Everything else

Statement credits, at their advertised value

• Airline Incidental Statement Credit, up to $300 a year
• Lifestyle Statement Credit, up to $150 a year
• Global Entry / TSA PreCheck Credit, up to $30 a year

Advertised total $480 a year. This page shows a realistic estimate for each of these instead, which is usually lower, plus sliders to set your own figures.

No foreign transaction fee.

Purchase APR: 19.49%-27.49%

The verdict, the realistic credit values, the points valuation and the earn-rate breakdown are on the card's page. Open https://thewalletaudit.com/cards/bofa-premium-rewards-elite.